Whuddya Mean No Blog Post On Friday? — Traveling Back (Left My Notes On Pad And Not On PC) – Will Post Sunday and Wednesday

• IRON100
• February 26th, 2010

Just when you think we gathered momentum, one now thinks that we've all adandoned ship. That is certainly NOT the case readers. I am at a software conference this week, and though I had planned to put the notes up in Word, I left them on the notepad at home. Even though I can access my home network remotely, I cannot access my spiral bound notebook via network (yes, I am old school when it comes to taking notes). As a result of that situation, and the fact that I will be traveling back home in what could be blizzard number three if the thrill-deprived meteorologists are somehow inconceivably RIGHT about the weather on Thursday, I will delay this Friday post until Sunday (if I can get certain tasks accomplished on Friday, it could indeed be Saturday, but I am not pressing my luck).

One of the issues I want to tackle in between the issues of income and estate taxes is the subject of life insurance. This issue can, depending on how it is used, be quite controversial not just from the standpoint of proper use but because of the industry stance on the different forms of it. I think many (and I might dare say MOST) people spend far too much for it. That additional cost could hurt cash allocation for investments in retirement and college education. It DOES however, have a place, in individual and family expenditures. The real question is HOW MUCH OF ONE SHOULD IT BE?

I will also get involved in at least a cursory discussion regarding annuities. I would also like some questions from the StockTwits community about these vehicles. I think annuities are both abused by sales people and are misunderstood as decent investments under certain circumstances as well.  People need to become familiar with annuities in order to make the right decisions regarding the use of them.

Now that I have whetted your appetites, perhaps you will aceept my mea culpa for being late this week. It will be worth the wait I think.

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