Author Archive

• Life Insurance – Part 3 – How Much Life Insurance Do I Need? (Part 2)
  IRON100, March 14th, 2010 at 12:16 am, Comments: 0

  As promised, I stated that I would deal with the topic of government benefits before I wrapped up this series on life insurance. Well, here goes.
  Because of some rather strange (and also quite bitter) circumstances, I got the shaft with regard to college scholarship money when I was in high school.  Adding to that fact, [...]

• I Hate Doing This, But Sadly My Own ISP Problems “Ate My Homework”. I Will Delay Part 4 Sunday
  IRON100, March 12th, 2010 at 12:13 am, Comments: 0

  I love blogging, but sometimes when ISPs and web hosts have conflicts, I have to be the referee. I do not suffer rule breaking by participants very well.  That is, however, what happened to my own blog today, and it continues to haunt it.  For that reason, I am again, unfortunately, going to delay this [...]

• Life Insurance – Part 3 – How much life insurance do you need? (Part 1)
  IRON100, March 4th, 2010 at 1:01 am, Comments: 0

  I have already decided to break Part 3 into two parts (meaning Part 4 and beyond is possible). I am going to rant. Once I get to 100o words, I will cut this discussion off and rant again in the next post.
  Again, what I may say here might anger some in the insurance industry, but [...]

• Life Insurance – Part 2 – The Basic Types
  IRON100, March 3rd, 2010 at 2:45 am, Comments: 0

  The bottom line here is that life insurance should, in my opinion, be viewed as a necessary expense and not as an investment.

• Life Insurance – Part 1 – How It Should Be Used For A New Family
  IRON100, February 28th, 2010 at 3:15 am, Comments: 0

  It is my contention that one should keep these insurance costs to the lowest possible level consistent with the need to cover these assets, and then to save and invest the rest

• Whuddya Mean No Blog Post On Friday? — Traveling Back (Left My Notes On Pad And Not On PC) – Will Post Sunday and Wednesday
  IRON100, February 26th, 2010 at 1:01 am, Comments: 0

  Just when you think we gathered momentum, one now thinks that we've all adandoned ship. That is certainly NOT the case readers. I am at a software conference this week, and though I had planned to put the notes up in Word, I left them on the notepad at home. Even though I can access my [...]

• How To Use Credit Card Bonus Points To Your Best Advantage
  IRON100, February 19th, 2010 at 1:25 am, Comments: 0

  If you can't handle credit, you can't handle bonus rewards. Let's just face that right up front. But if you can, there are really nice benefits to be had.

• From the DieBrokeBlog Reality Show Files – How IRON100 Saved What Could Have Been A Total Personal Finance Disaster And Made It A Minor Inconvenience
  IRON100, February 12th, 2010 at 1:12 am, Comments: 0

  How would I recover all of my data records, tax records, and travel information for a flight this weekend?

• And The Final Twist (For Now) on Non-Traditional Assets Within IRAs: What Does One Do With a Master Limited Partnership In An IRA?
  IRON100, February 5th, 2010 at 1:05 am, Comments: 0

  What I just discussed abovee was a simple partnership that two substantial IRAs did to manage real estate. An MLP is divided into individual units of ownership. They are legally allowed by the Internal Revenue Code (IRC) to distribute their income as return of capital and as such is ALREADY tax deferred.

• The Beginning of What Could Be An Open Pandora’s Box – The Subject of “Non-Traditional Assets” in Individual Retirement Accounts (IRAs)
  IRON100, January 29th, 2010 at 1:41 am, Comments: 0

  My goal in discussing this is not just to spark interest in the 45-plus crowd that can actually do some of these investments, but to spur the imagination and planning of 20-and-30-somethings out there who need to know that there are non-security assets that one can hold in an IRA that can shed hundreds of thousands of thousands of dollars tax-deferred or tax free, if one chooses to do so.