Archive for November, 2009

• Tax Changes in 2010 – Part 2B – How to figure how much it will cost to convert a traditional IRA to a Roth IRA and a bit more
  IRON100, November 27th, 2009 at 2:04 am, Comments: 0

  This installment of 2010 tax changes will deal with how to analyze what it will cost in taxes to convert your traditional IRA to a Roth IRA in 2010 and 2011 should you choose to do so.

• Sweat the Small Stuff
  barrieabalard, November 26th, 2009 at 12:01 am, Comments: 0

  I’ve had people tell me that saving money a nickel here, a dime there, is too much work that won’t amount to anything. They like to save, they say, on big ticket items—autos, appliances, items like that.
  Of course, it is important to save money on the big things. I would never advocate anything else. I’ve [...]

• Facing Friends & Family
  tamelarich, November 25th, 2009 at 1:48 am, Comments: 0

  Last week I sat down over a cuppa with a longtime friend who had loaned my now-failed industrial cleaning business money -- a loan I personally guaranteed.  I hadn't seen "Ron" in nearly two years but we'd stayed in touch via email and the occasional phone call.
  The last email he'd sent explained why he should [...]

• Tax Changes in 2010 – Part 2A – A Primer on Conversion of Regular IRAs to Roth IRAs
  IRON100, November 20th, 2009 at 3:53 am, Comments: 0

  Because I am still waiting on some information regarding complex calculations with regard to conversion, I figured it might just be a good idea to START WITH THE BASICS OF INDIVIDUAL RETIREMENT ACCOUNTS.

• Do You Have Great Credit? It Might Cost You Money
  barrieabalard, November 19th, 2009 at 12:01 am, Comments: 0

  First, something I forgot to post last week, along with the holiday links: MarketNut's Retail Madness! blog post on the StockTwits Blog Network. She has ideas and tips for saving money at holiday gift-buying time. MarketNut blogs daily with links to some of the most interesting news to be found in the financial world, so [...]

• So you think the world ends in 2012? Dude (or Dudette), from the IRS perspective, it might end in 2010 – Coming Tax Law Changes – An Ongoing Series
  IRON100, November 13th, 2009 at 1:00 am, Comments: 0

  Most all of the tax reductions made by Pres. George W. Bush's administration will expire. That has huge implications on many tax related items.

• The Face of Unemployment/Frugal Holidays Links
  barrieabalard, November 12th, 2009 at 12:01 am, Comments: 0

  I hope you’ll read this short “thinking piece” instead of skipping directly to the frugal holiday links.
  A lot of us are having to do more with less these days. While the vast majority have jobs, remember that a little over a sixth of the working population are either unemployed or underemployed. The hardest-hit age groups [...]

• Creditor Communications Judo
  tamelarich, November 11th, 2009 at 1:41 am, Comments: 0

  If you can't pay your bills, you can't pay your bills. That doesn't stop creditors from calling to inquire, cajole, threaten and humiliate you. In today's economy everyone's feeling the pinch and none of us is our best self under siege -- not you, not your creditors.
  When I finally faced that my business was beyond [...]

• Tax Help – What do you really need? (Part 5 of at least 5) When Should One Choose Enrolled Agents or Tax Attorneys?
  IRON100, November 6th, 2009 at 1:00 am, Comments: 0

  What I am about to discuss comes from someone who runs very small basically "one-person" enterprises. The answer to the question posed in the title will immediately be impacted by at least one of the following items:

• Respect Stops, Stay In the Game
  Tickerville, November 5th, 2009 at 2:39 pm, Comments: 0

  Today has not been fun. I find myself with some more shorts than I would like, still trading below their stop, while the market ramps higher, once again. I feel as if I am experiencing déjà vu as I am sure I have seen this before, oh that’s right, it was the exact same scenario [...]